About Discover Bank

Discover Bank, in business for over 95 years, is part of Discover Financial Services—one of the most recognized financial service providers in the United States.

Since 1911, when we first opened our doors to the community of Greenwood, Delaware, Discover Bank has been providing superior banking products with service designed to help our customers achieve their financial goals.

Originally known as Greenwood Trust Company, we were renamed Discover Bank in 2000. Through our online presence, we've expanded beyond our branch to deliver award-winning service to customers nationwide and rates that consistently exceed the national average.¹

Bank with us, knowing your dollars are invested with an FDIC-insured financial institution. Bankrate.com rated Discover Bank to be Safe & Sound^®⁶. Plus, we've received their Top Tier Award¹ for consistently high yields.

Whether you've just gotten your first paycheck, are getting ready to retire, or are somewhere in between—Discover Bank has a savings plan that works for you.

† Assumes principal and interest remain on deposit and interest rate does not change for the selected time period.

‡ FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor, per deposit category, through December 31, 2013.

1 Bankrate.com (4Q-2009) Top Tier Quarterly Winner for consistently high yields.

2 Annual Percentage Yield (APY). This offer applies to personal accounts only. Money Market Account rate based on a $2,500 minimum deposit to open. Rate may change after account is opened. Fees could reduce earnings on the account. Advertised rates are valid as of 03/09/2010 and subject to change daily without notice.

Maximize your FDIC coverage

3 Competitor comparison information obtained from Informa Research Services, Inc. as of March 9, 2010, using Illinois CD account rates. Rates assume a $2,500 minimum balance and a 12 month term. When no competitor rate is available a dash "–" is displayed. The non-Discover Bank service marks Bank of America, Chase, and Wachovia Bank are owned by each respective entity. All rights reserved.

4 Annual Percentage Yield (APY). This offer applies to personal accounts only. CD rates based on a $2,500 minimum balance and apply to terms of 3 months to 10 years. A penalty may be charged for early CD withdrawal. Fees could reduce earnings on the account. Advertised rates are valid as of 03/09/2010 and subject to change daily without notice.

5 National Average APYs based on top 50 U.S. banks by deposit provided by Informa Research Services, Inc. as of 03/9/2010.

6 Bankrate.com (3Q-2009) Safe and Sound^® Star Ratings.

Accountholders within a Household	Deposit Type*	Account Balance
Accountholder 1	Discover Bank Money Market Account	$250,000
Accountholder 1	Discover Bank IRA Account	$250,000
Accountholder 1 & 2 (50/50 ownership)	Discover Bank CD Account	$500,000 ($250,000 per co-owner)
Total Deposits per Household		$1,000,000
Amount Insured		$1,000,000